FinBox

Company Overview

FinBox is an AI-native lending infrastructure company based in Bengaluru, India. Founded in 2015, it provides a comprehensive, API-first platform that supports banks, non-banking financial companies (NBFCs), fintechs, and enterprises in launching and scaling customized credit products. The company offers a modular operating system that covers the entire loan origination lifecycle, including onboarding, underwriting, collections, and risk management. FinBox's product suite includes tools like a Bank Statement Analyzer, an Alternate Data Underwriting Engine, and a Loan Origination System, all designed to enhance the lending process. The company focuses on serving underserved segments, particularly micro, small, and medium enterprises (MSMEs), and has partnered with over 130 lenders, including prominent names like HDFC Bank and Kotak Mahindra. With a mission to democratize financial services, FinBox aims to close the credit gap and empower diverse stakeholders to deploy credit products efficiently while ensuring robust risk management.