Yabx

Company Overview

Yabx is a FinTech company based in the Netherlands that specializes in unsecured lending solutions. It offers an AI/ML-powered, low-code platform that enables banks and financial institutions to create and deliver digital loan products. This platform is designed to be flexible, allowing partners to customize it for various channels and markets, including underserved populations. The company focuses on financial inclusion by providing tools for credit assessment using automated algorithms and alternative data, such as telecom data. Yabx also partners with banks and telecom operators to facilitate micro-loan disbursal through USSD channels, making financial services accessible to those without traditional banking access. With a commitment to democratizing credit, Yabx has expanded its operations into markets like Nigeria, aiming to serve the unbanked and underserved communities.